In this section you will find basic information on the types of insurance that those working in the world of art are advised to take out. Information on compulsory social security insurance and health insurance please is provided in a separate chapter.
Almost all types of insurance and supplementary insurance are voluntary, with exceptions required by law (such as motor third-party liability insurance), so it is entirely up to you to choose what insurance to take out. Insurance has to be approached individually, as each type of activity has its own specificities and there is no single universal package of insurance products that could be recommended to all. Self-employed persons generally face different insurance issues than employees. As regards liability insurance, for instance, it is necessary to distinguish general liability (for entrepreneurs) from employee liability (laid down in the Labour Code).
Artists often start solving problems only after some damage occurs or at the moment a foreign partner requests a proof of insurance.