Health Insurance in the EU, the EEA and Switzerland

The following basic rules apply to the provision and payment of medical treatment provided to Czech citizens in the territory of any of the Member States of the EU or the EEA or Switzerland, which are subject to the above-mentioned regulations:

The principle of equal treatment – a Czech citizen abroad is provided with health care under the same conditions and at the same prices as local citizens.

The principle of single applicable legislation – an EU national is always subject to the legislation of a single Member State. If a person carries out gainful activities on a long-term basis, he/she has to be insured in the country in which he/she conducts them. All dependent family members are insured together with the self-employed person.

Migrating workers having health insurance in the Czech Republic make the same co-payments for some services or medicaments as local citizens and can receive health care in publicly funded health care facilities. When claiming medical treatment, it suffices to show the European Health Insurance Card (EHIC), or a replacement document such as the Provisional Replacement Certificate. The multilateral provision and payment of health care among EU Member States is based on the principle of “mirror reflection”, which means that the same conditions apply to all countries.